Copilot Money
A budgeting app that tracks every account you have
The verdict
Apple made Copilot Money an Editor's Choice and an Apple Design Award finalist, and the app sorts every bank, card and investment transaction on its own, learning from the labels you fix. It also flags recurring charges you forgot about and tracks net worth on iPhone, iPad, Mac and the web. It only connects to US banks and costs $95 a year after a 1-month trial, while MoneyWiz has a free plan.
Get it if
You live in the US and want 1 app showing where all your money went this month, no spreadsheet.
Skip it if
You bank outside the US, where Copilot can't connect to your accounts at all.
Screenshots 4
What it helps you do
- See every account and card in 1 place
- Find subscriptions you forgot you were paying
- Set budgets that adapt to how you spend
- Track your net worth and investments over time
What it really costs
Pay once or subscribe? Drag to see the total after each year.
Pay-once totals leave out paid upgrades to future major versions.
What changed
Version 8.7.0
In this release: New · Meet your Money Assistant, now available on iPhone with iOS 26 Improved · Redesigned Settings menu · Adding a manual real estate account is simpler, and you can edit the purchase date and price afterwards Fixed · Dismissing a card in To Review while refreshing the data no longer crashes the app · Toolbar buttons and the + button look right after switching between light and dark mode · Other…
Added to The Useful Apps
Pick something else if
Copilot Money head to head
The details
- Runs on
- Mac, iPhone, iPad
- Requires
- macOS 17.0 or later
- Version
- 8.7.0
- Size
- 320 MB
- Made by
- Copilot Money, Inc.
- Rating
- 4.8 from 31K ratings on the App Store
- Free trial
- Try the paid version first
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