Monarch Money
Tracks every account, budget and bill in one place
The verdict
At $99.99 a year, Monarch costs more than a spreadsheet or your bank's app, and what you pay for is every account, card, loan and investment on one dashboard. It sorts transactions, flags forgotten subscriptions and lets a partner or advisor join at no extra cost. Take the yearly plan, which works out far cheaper than $14.99 a month, and use the 7-day trial to connect your banks first.
Get it if
You and your partner share bills and want to see every account and budget in one place.
Skip it if
You already track spending in a spreadsheet you like and don't want a $99.99 yearly bill.
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What it helps you do
- See your net worth across every account
- Catch subscriptions you forgot to cancel
- Budget together with your partner
- Know which bills are due this week
What it really costs
Pay once or subscribe? Drag to see the total after each year.
Pay-once totals leave out paid upgrades to future major versions.
Plans and prices
Core
$14.99$14.99 a month or $99.99 a year, after a 7-day free trial, with a money-back guarantee
Plus
$199.99$199.99 a year in the App Store, adds forecasting, tracking for multiple income sources like a small business, and deeper investment tools
What changed
Version 2.0.127
· Integrations setup now lists Antigravity instead of the deprecated Gemini CLI. · Fixed a crash for new users when the keyboard opened during account setup. · Fixed the onboarding quiz sometimes staying on a spinner after you tapped Sign in. We're always improving Monarch to better support you! Keep an eye out for more updates and fixes along the way.
Added to The Useful Apps
Pick something else if
Monarch Money head to head
The details
- Runs on
- iPhone, iPad
- Requires
- iOS 15.1 or later
- Version
- 2.0.127
- Size
- 101 MB
- Made by
- Monarch Money, Inc.
- Rating
- 4.9 from 117K ratings on the App Store
- Free trial
- Try the paid version first
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