MoneyWiz app icon

MoneyWiz

Tracks accounts, budgets, bills and investments

MaciPhoneiPadWatch4.62.2K ratingsFree to start

The verdict

Copilot Money costs $95 a year before you track a single dollar, while MoneyWiz lets you log unlimited accounts and budgets for free if you enter or import transactions yourself. It also handles loans, investments, crypto and several currencies, with 30+ reports you can export. Automatic bank sync needs Premium at $59.99 a year, and the app has far more screens and settings than a simple budget app.

The Useful TechResearched and written with AI under our rulesUpdated 14 Oct 2026

Get it if

You want investments, loans and several currencies tracked in 1 app, with bank sync wherever you bank.

Skip it if

You want a quick monthly budget, and all of these screens and settings will feel like homework.

Screenshots 4

What it helps you do

  • Track accounts in several currencies
  • Connect banks in 55 countries
  • See upcoming bills on a calendar
  • Export money reports to PDF or CSV

What it really costs

Pay once or subscribe? Drag to see the total after each year.

  • Yearly plan
  • Monthly plan
  • Setappalso includes 250+ other Mac apps

Pay-once totals leave out paid upgrades to future major versions.

Plans and prices

  • Free

    Unlimited accounts, budgets and transactions, entered by hand or imported

  • Standard

    $29.99

    $29.99 a year, adds cloud sync across your devices

  • Premium

    $5.99

    $5.99 a month or $59.99 a year, adds bank sync with over 40,000 banks and priority support

  • Setapp

    Included

    Included in a Setapp subscription, which has a 7-day free trial

What changed

  1. Version 2026.42.1

    · Optimized for iPhone Duo, folded and unfolded. · New on Mac: connect Claude, Codex, ChatGPT, Cursor, or any other MCP-compatible app in Preferences so it can read your open MoneyWiz database, with one-click setup. · Add transactions from Shortcuts, with optional category and tag pickers, including subcategories. · Rebuilt bank reconciliation: matches transactions one to one even when posting is delayed, lets you…

  2. Added to The Useful Apps

Pick something else if

MoneyWiz head to head

The details

Runs on
Mac, iPhone, iPad, Apple Watch
Requires
macOS 17.0 or later
Version
2026.42.1
Size
110 MB
Made by
SILVERWIZ LLC
Rating
4.6 from 2.2K ratings on the App Store
Free trial
Try the paid version first
Family Sharing
1 purchase for the family

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